NORWALK, Conn.-(BUSINESS WIRE)-Home repairs and maintenance are tremendous expenses of homeownership, yet many homeowners are unprepared to handle the costs. Twenty-five percent of American homeowners have no money set aside to cover the cost of an emergency home repair, according to the inaugural HomeServe Biannual State of the Home survey from HomeServe USA (HomeServe), a leading provider of home repair solutions and turnkey energy-related services. Of those who do have money set aside, 52 percent have $1,000 or less available.